A 1099 mortgage loan, also known as a self-employed or non-QM (Non-Qualified Mortgage) loan, is a specialized financing option designed for individuals who receive income as independent contractors, freelancers, or business owners filing IRS Form 1099 instead of W-2s. At Ferrari Lending, we understand the unique financial circumstances of self-employed individuals and offer tailored mortgage solutions to accommodate their needs.
With a 1099 mortgage loan from Ferrari Lending, self-employed borrowers can access competitive rates and flexible terms, allowing them to purchase or refinance their dream home with confidence. Unlike traditional mortgages that rely solely on W-2 income verification, our 1099 mortgage loans consider alternative documentation, such as bank statements, profit and loss statements, and tax returns, to assess income eligibility.
Experience the flexibility and personalized service of Ferrari Lending's 1099 mortgage loans – your trusted partner in securing financing for self-employed borrowers. Contact us today to learn more about how we can help you achieve your homeownership goals.
Ferrari Lending appreciate your interest in our mortgage services. To help us better understand your unique mortgage needs and provide you with tailored assistance, we kindly request that you send us a brief message outlining what you are looking for in a mortgage. Please include your name, email, and phone number so that our team can reach out to you promptly. Whether you're seeking information on interest rates, down payment options, or any other mortgage-related inquiries, your message will assist us in providing you with the most relevant and helpful guidance. We look forward to hearing from you and assisting you on your journey to securing the ideal mortgage for your goals.
I represent clients who authorize me to do so. I do not work for or represent the interest of any mortgage lender or other duly authorized entity to whom I may submit a mortgage application on behalf of a Client. My services are provided in a Mortgage Broker capacity and I am not authorized to approve or deny a mortgage loan request. NMLS 1691763 / NMLS 1322774